Figure
Chief Credit Officer
$210,000 – $263,0001w ago
About Figure Figure (NASDAQ: FIGR) is transforming capital markets through blockchain. We’re proving that blockchain isn’t just theory - it’s powering real products used by hundreds of thousands of consumers and institutions. By combining blockchain’s transparency and efficiency with AI-driven automation, we’ve reimagined how loans are originated, funded, and traded in secondary markets. From faster processing times to lower costs and reduced bias, our technology is helping borrowers, investors, and financial institutions achieve better outcomes. Together with our 170+ partners, we’ve originated over $17 billion in home equity loans (HELOCs) on our blockchain-native platform, making Figure the largest non-bank provider of home equity financing in the U.S. Figure’s ecosystem also includes YLDS, an SEC-registered yield-bearing stablecoin that operates as a tokenized money market fund, and several other products and platforms that are reshaping consumer finance and capital markets. We’re proud to be recognized as one of Forbes’ Most Innovative Fintech Startups in 2025 and Fast Company’s Most Innovative Companies in Finance and Personal Finance. About the Role The Director, Compliance leads the company’s lending compliance program across origination, servicing, and secondary market activities. This role owns the design and oversight of a scalable Compliance Management System that mitigates regulatory risk while enabling responsible growth. You will serve as a strategic advisor to leadership and embed compliance into products, operations, and third-party relationships. What You’ll Do
Lead and continuously enhance the company’s lending Compliance Management System Ensure compliance with applicable federal and state regulations, including RESPA, TILA, ECOA, HMDA, FCRA, UDAAP, SAFE Act, and relevant state laws Monitor regulatory developments and serve as primary liaison for regulators and auditors Develop and maintain compliance policies, controls, monitoring, and testing programs Conduct risk assessments and review marketing materials, disclosures, loan documents, and product changes Partner with product, underwriting, operations, capital markets, servicing, and technology teams to embed compliance into systems and workflows Oversee issue management, consumer complaint resolution, corrective actions, and executive reporting Build a strong culture of compliance through training and cross-functional partnership
8+ years of progressive compliance experience within lending originations. Servicing or asset-backed lending experience is a plus Deep knowledge of federal and state lending regulations, including HELOC, DSCR, and crypto-backed loan products Experience managing regulatory exams and external audits Proven experience leading compliance teams Strong understanding of lending operations and the full loan lifecycle Experience in fintech or technology-enabled mortgage platforms is a plus CAMS, CRCM, or similar certification is a plus Strong judgment, clear communication, and the ability to operate in a fast-paced environment
Compensation Range: $136,500-$170,500/yr 25% annual bonus target, paid quarterly Company equity in the form of RSUs This is the compensation range for the United States, actual compensation may vary based on individual candidate experience, location, or evolving business needs
Comprehensive health, vision, and dental insurance with 100% employer-paid premiums for employees and their dependents on select plans Company HSA, FSA, Dependent Care, 401k, and commuter benefits Employer-funded life and disability insurance coverage 11 Observed Holidays & PTO plan Up to 12 weeks paid family leave Continuing education reimbursement
Depending on your residential location certain laws might regulate the way Figure manages applicant data. California Residents, please review our California Employee and General Workforce Privacy Notice for further information. By submitting your application, you are agreeing and acknowledging that you have read and understand the above notice. Figure will not sponsor work visas for this position. In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification form upon hire.
LI-SB1 #LI-Hybrid