Chief Compliance Officer CCO

Regulatory & Compliance Leadership

• Lead the company’s overall compliance strategy, governance framework, and regulatory engagement.
• Serve as the primary liaison with BSP, AMLC, NPC, SEC, and other relevant regulators and stakeholders.
• Maintain strong and proactive relationships with regulators and ensure high-quality regulatory communication and responsiveness.
• Ensure ongoing compliance with:
  • BSP regulations,
  • EMI and e-money requirements,
  • payment services regulations,
  • AMLA requirements,
  • VASP guidelines,
  • consumer protection obligations,
  • sanctions requirements,
  • and other applicable laws and regulations.
• Lead regulatory examinations, audits, inspections, enforcement inquiries, and remediation programs.
• Drive timely and effective execution of regulatory commitments and corrective action plans.
• Provide regular compliance and risk reporting to executive management and Board committees.

Payments, EMI & Financial Crime Compliance

• Own and continuously enhance the company’s AML/CFT, sanctions, and financial crime compliance programs across:
  • e-wallets,
  • domestic payments,
  • cross-border payments,
  • remittances,
  • crypto transactions,
  • and partner ecosystems.
• Oversee:
  • transaction monitoring,
  • suspicious transaction reporting (STR),
  • KYC / KYB,
  • enhanced due diligence,
  • sanctions screening,
  • fraud risk controls,
  • blockchain analytics,
  • and wallet risk monitoring.
• Ensure effective risk-based controls across both fiat and digital asset flows.
• Drive automation, scalability, and operational excellence across compliance operations.

Execution & Cross-Functional Leadership

• Partner closely with Product, Engineering, Operations, Legal, Risk, and Commercial teams to support compliant product launches and business expansion.
• Translate regulatory requirements into operationally executable frameworks and controls.
• Lead cross-functional execution of major compliance and regulatory initiatives.
• Balance regulatory expectations with customer experience, operational efficiency, and growth objectives.
• Help define the company’s compliance risk appetite and escalation framework.

Team Leadership

• Build and lead a high-performing compliance organization across:
  • AML,
  • compliance operations,
  • investigations,
  • regulatory affairs,
  • policy,
  • QA,
  • licensing,
  • and training.
• Foster a culture of accountability, urgency, execution, and integrity.
• Mentor senior leaders and strengthen organizational capability at scale.

• 12+ years of compliance, AML, financial crime, regulatory, or risk management experience in:
  • fintech,
  • payments,
  • EMI/e-money,
  • digital banking,
  • remittance,
  • or financial services.
• Strong experience working directly with BSP, AMLC, and Philippine financial regulators.
• Deep understanding of:
  • EMI and payments regulation,
  • AML/CFT,
  • sanctions,
  • transaction monitoring,
  • regulatory governance,
  • and financial crime risk management.
• Proven track record managing regulatory examinations, remediation programs, and regulator relationships.
• Strong execution capability with demonstrated ability to drive complex initiatives from strategy through implementation.
• Experience leading large-scale compliance operations and teams.
• Strong executive presence, communication, and stakeholder management skills.
• Ability to operate effectively in fast-paced, high-growth environments.