About us
Yellow Card is the largest and first licensed stablecoin-based infrastructure provider, operating in 20 African countries and the emerging markets. Our mission is to empower businesses of all sizes, making it easier for them to make international payments, protect their financial assets, manage their treasury function, and access hard currency liquidity.
We are creating “financial infrastructure that works” disrupting the financial services industry by offering innovative solutions designed to meet the distinct needs of – and real-world challenges faced on a daily basis by – our customers. Leveraging the power of stablecoins pegged 1:1 to the U.S. dollar (e.g. USDC, USDT, and PYUSD), we deliver our innovative solutions through our commercial trading function, our B2B products (i.e. our Payments API and “widget”), and our retail and small business platform.
Position Summary
We are seeking a Senior Product Manager to lead the strategy, development, and execution of our Treasury Automation platform across fiat and stablecoin payment networks. This role will be responsible for building automated liquidity management, funding orchestration, settlement optimization, reconciliation, and treasury controls that enable scalable global payments. The successful candidate will operate at the intersection of Treasury, Payments, Stablecoin Infrastructure, Banking, Compliance, Risk, and Engineering. They will transform treasury operations from manual processes into highly automated, auditable, and intelligent systems capable of supporting real-time global money movement.
Key Responsibilities:
As the Senior Product Manager for treasury automation initiatives, you will:
- Define and own the vision, roadmap, and success metrics for treasury automation to establish treasury as a strategic competitive advantage.
- Build software capabilities that automate treasury decision-making and reduce operational overhead across both fiat and stablecoin rails.
- Design systems that monitor global liquidity positions in real time and forecast funding requirements across currencies and payment corridors.
- Optimize capital allocation and minimize idle or trapped liquidity across banks, PSPs, exchanges, custodians, and blockchain wallets.
- Own products supporting multi-chain liquidity management, stablecoin inventory balancing, automated fiat-to-stablecoin conversions, and on-chain settlement orchestration.
- Develop automated workflows for prefunding decisions, bank and exchange account funding, internal wallet movements, partner settlement obligations, and end-of-day processes.
- Partner with Treasury and Risk teams to automate platform controls, including counterparty exposure limits, bank concentration risk, exchange and custodian exposure, and liquidity thresholds.
- Evolve the platform over time to feature advanced forecasting systems that predict liquidity needs, identify shortages before they occur, and model future funding or settlement obligations.
- Implement robust systemic workflows to ensure complete audit trails, institutional approval paths, and proper segregation of duties.
Your performance and impact in this role will be measured by:
- Liquidity Efficiency: Reduction in idle capital, improved liquidity utilization, and lower prefunding requirements.
- Operational Efficiency: Measurable time and resource savings, reduced manual interventions, and an increased straight-through processing rate.
- Settlement Performance: Faster overall settlement times, improved payment success rates, and reduced settlement failures.
- Reconciliation Performance: Reduction in reconciliation breaks, faster exception resolution times, and enhanced ledger accuracy.
- Risk & Controls: Minimization of treasury exposure incidents, improved compliance outcomes, and enhanced audit readiness.
Qualifications
- 5+ years of Product Management experience, preferably in fintech, payments, treasury, banking, or digital assets.
- Experience building and launching complex financial products and operational platforms.
- Strong understanding of treasury operations, liquidity management, settlement processes, and reconciliation.
- Familiarity with stablecoin ecosystems, blockchain networks, custody models, and digital asset infrastructure.
- Ability to work effectively across technical and non-technical teams.
- Strong analytical, communication, and stakeholder management skills.
- Experience using data to drive product decisions and measure outcomes.
- Familiarity or passion to learn about Blockchain infrastructure, custody platforms, on-chain transaction monitoring.