What is Cobre and what do we do?
Cobre is Latin America’s leading instant b2b payments platform. We solve the region’s most complex money movement challenges by building advanced financial infrastructure that enables companies to move money faster, safer, and more efficiently.
We enable instant business payments—local or international, direct or via API—all from a single platform.
Built for fintechs, PSPs, banks, and finance teams that demand speed, control, and efficiency. From real-time payments to automated treasury, we turn complex financial processes into simple experiences.
Cobre is the first platform in Colombia to enable companies to pay both banked and unbanked beneficiaries within the same payment cycle and through a single interface.
We are building the enterprise payments infrastructure of Latin America!
What we are looking for:
We are looking for a detail-oriented, analytical, and proactive Compliance & Monitoring Analyst to join our Compliance team. This role combines two critical functions: counterparty due diligence and transactional monitoring, playing a key role in strengthening our AML/CFT and regulatory compliance framework in Mexico.
The ideal candidate has strong analytical skills, critical thinking capabilities, knowledge of the Mexican regulatory framework, and the ability to work cross-functionally in a fast-paced environment. You will work alongside the Compliance Officer and the broader Compliance team to drive continuous improvement of processes, policies, and our compliance culture.
What would you be doing:
Due Diligence & Onboarding
- Counterparty due diligence (DD & DDI): client onboarding and periodic reviews, verifying documentation and identifying ultimate beneficial owners (UBOs).
- Screening: validation against sanctions lists (OFAC, UN, EU), PEPs, adverse media, and local regulatory lists (UIAF, SFC, among others).
- Policies & procedures: support the development, documentation, and enhancement of PLDcontrols.
- Reporting: preparation of internal compliance reports and support for regulatory filings
- Research & analysis: support in identifying new typologies, regulatory updates, and risk assessments.
Transactional Monitoring
- Monitor financial transactions in real time and retrospectively to detect unusual, suspicious, or high-risk activity.
- Conduct detailed analysis of transaction patterns, behavioral trends, and system-generated alerts.
- Investigate alerts and document findings clearly, supporting decisions with structured and critical reasoning.
- Contribute to the development, calibration, and continuous improvement of risk matrices and monitoring parameters.
- Ensure proper case documentation aligned with internal standards and regulatory expectations.
What do you need:
- Bachelor’s degree in Finance, Economics, Business Administration, Law, or related fields.
- 1–3 years of experience in transaction monitoring, AML, compliance, or risk management (preferably in fintech or financial services).
- Familiarity with AML/CFT frameworks and regulatory standards.
- Experience working with monitoring systems and case management tools.
- Strong analytical and problem-solving skills.
- Excellent written and verbal communication skills.
- High attention to detail and ability to handle sensitive information with discretion.
- Knowledge of local and international AML regulations.
- Experience in fintech or digital payments environments.
- Advanced level of English