Purpose of the Role
The Junior Compliance Analyst plays a key role in safeguarding the business against financial crime by supporting the firm's Anti-Money Laundering (AML), Know Your Customer (KYC), and transaction monitoring activities. The role contributes to customer onboarding, ongoing due diligence, and transaction surveillance helping to ensure compliance with regulatory requirements, internal policies and established procedures. This role reports to the Group Head of Risk & Compliance.
What you’ll do day to day
- Anti-Money Laundering (AML) and Customer Onboarding:
- Reviewing AML documentation in line with the firm's policies and complete risk assessments on new and re-opened clients and matters;
- Conducting independent research in relation to AML checks;
- Carrying out due diligence of customers, using a wide range of databases and carrying out searches for name screening against PEP and sanctions lists;
- Conduct ongoing monitoring of clients and enhanced client due diligence checks for higher risk clients;
- Assist in any way to ensure that delays in completing the due diligence process do not lead to delay in customer onboarding;
- Keep up to date with all changes to the AML regulations and support all audit requirements;
- Ongoing monitoring of clients:
- Conduct periodic reviews, retain appropriate records, and provide written reports of findings and ensure that arising actions are tracked to completion;
- Transaction monitoring:
- Investigate alerts to identify suspicious or unusual activity;
- Identify unusual or potentially suspicious patterns and escalate where appropriate;
- Cross-Functional Support:
- Maintain close relationships with internal stakeholders to ensure clear communication and timely resolution of tasks.
Who you are
- At least 1 year of direct compliance/AML experience within a payments, e-money, or fintech environment with exposure to compliance monitoring, AML/KYC processes, internal controls, regulatory research, and audit support is desirable.
- Excellent communication skills in English, both written and verbal;
- A confident and proactive self-starter, who is a motivated team player;
- Exceptional interpersonal skills, demonstrating professionalism and discretion in all dealings;
- Working knowledge of GSuite and Microsoft Office;
Required Experience
- AML/KYC Customer Onboarding (independently reviewing CDD/EDD documentation packs, completing risk assessments on new clients, and making risk-based decisions on onboarding files)
- PEP & Sanctions Screening (practical use of screening tools (e.g., World-Check, Dow Jones, ComplyAdvantage, or equivalent) including resolution of true/false positive matches
- Transaction Monitoring (investigating system-generated alerts, identifying suspicious or unusual patterns, and documenting findings for escalation)
- Periodic/Trigger Reviews (conducting ongoing monitoring reviews of existing clients, retaining appropriate records, and producing written reports of findings)
Education and Qualifications
The ideal candidate will have some level of professional certifications, such as ICA or CAMS, but this is not essential.
Open to all
Token.io is building an open future for everyone. We don’t just accept different points of view, lived experiences and new ways of thinking — we search them out. They help us make better products, better decisions, and a better place for everyone to work. So, come as you are. We acknowledge and embrace different backgrounds, identities and abilities. Respect is our default, and empathy is our baseline. No one succeeds until we all do.