About the Role
You will own the engineering platform that moves money across fiat rails on behalf of every Ripple product, reporting to the SVP of Engineering. You'll take a foundational execution domain that touches every cross-border payment, stablecoin issuance, OTC trade, and custody flow, and turn Ripple's existing position — money transmitter licenses across dozens of jurisdictions and direct integrations with banks and payout partners — into a unified platform shared across every Ripple product. You'll define clean, reusable interfaces for other product teams, maintain real-time operational visibility, build an AI-native engineering organization, and play an active role in expanding the fiat network through banking partnerships, licensing, and potential acquisitions.
Requirements
- Deep experience operating fiat payment infrastructure across multiple corridors and jurisdictions
- Strong understanding of payment rail mechanics such as ACH, SWIFT, Faster Payments, SEPA and regional equivalents
- Experience operating live financial networks with instincts around partner quality and network expansion
- Proven experience building unified, shared core infrastructure platforms used across multiple internal engineering teams
- Strong architectural judgment around extracting reusable platform layers from complex systems
- Operator mindset comfortable staying close to production and diagnosing system-level constraints
- Genuine interest in the business of financial networks including banking relationships and licensing strategy
- Ability to engage credibly with banking partners, regulators, and commercial counterparties
- Track record of building trust across engineering, product, operations, and external counterparties
Responsibilities
- Own the full fiat infrastructure domain across control plane, execution plane, and network layer
- Define clean, reusable interfaces every product team builds against
- Maintain real-time corridor health, prefunding visibility, and proactive issue detection
- Build the engineering organization as an AI-native operation using agentic development practices
- Expand Ripple's fiat network by structuring banking partnerships and deploying the licensing portfolio into new markets
- Evaluate whether acquisitions can accelerate corridor or network coverage
- Collaborate with Legal, Compliance, and Business Development on global licensing strategies and banking partnerships
- Partner across Payments, Custody, Stablecoin, and Markets as a shared platform owner
Benefits
- Professional development budget
- Relocation assistance
- Bi-weekly all-company meeting with Leadership Team
- Team offsites, team bonding activities, and happy hours
- Competitive bonuses and equity
- Health, retirement, family forming, and family support benefits
- Employee giving match
- Mobile phone stipend
- R&R days
- Wellness reimbursement and onsite & virtual programming
- Generous vacation policy
- Parental leave policies and family planning benefits
- Catered lunches and fully-stocked kitchens with snacks and beverages