About the Role
You will play a crucial role in driving business growth by ensuring robust anti-money laundering and regulatory compliance for our Canadian operations. You'll develop, update, and maintain AML/ATF policies and procedures, keeping them aligned with the latest FINTRAC guidance and best practices for fintech and crypto payments. You'll prepare and submit required reports to FINTRAC, including Suspicious Transaction Reports, Large Cash Transaction Reports, and Electronic Funds Transfer Reports. You'll coordinate compliance audits and regulatory examinations, oversee customer onboarding and periodic reviews, and review high-risk client files including source of funds analysis. You'll build and optimize transaction monitoring rules tailored to the Canadian fintech/crypto environment, configure compliance tools such as Sumsub, and deliver training and advisory support to internal teams. You'll act as the main point of contact for compliance matters with Canadian regulators and internal stakeholders.
Requirements
- Minimum 7+ years of AML/compliance experience in the Canadian financial sector, with at least 3 years in fintech, payments, or crypto
- Deep knowledge of Canadian AML/ATF laws, FINTRAC requirements, and reporting obligations for Money Services Businesses (MSB)
- Proven experience developing and updating AML policies and procedures, including regulator-driven amendments
- Hands-on experience with KYC/KYB/EDD, customer onboarding, periodic reviews, and risk assessment systems
- Strong background in transaction monitoring, alert investigations, and configuration of compliance tools such as Sumsub
- Experience supporting regulatory audits and preparing reports for FINTRAC (STR, LCTR, EFT)
- Excellent communication skills, stakeholder management, and training delivery
- Consulting experience and the ability to work independently in a remote setting are a plus
- CAMS, CFE, or similar AML certifications are an asset
Responsibilities
- Develop, update, and maintain AML/ATF policies and procedures to ensure compliance with Canadian law and internal standards
- Ensure all policies reflect the latest FINTRAC guidance and best practices for fintech and crypto payments
- Prepare and submit required reports to FINTRAC, including STR, LCTR, and EFT reports
- Coordinate and support compliance audits and regulatory examinations
- Oversee customer onboarding and periodic reviews, ensuring effective KYC/KYB and Enhanced Due Diligence processes
- Review and approve high-risk client files, including source of funds/wealth analysis and risk assessments
- Develop, implement, and optimize transaction monitoring rules and processes
- Configure and manage compliance tools such as Sumsub for automated screening, monitoring, and reporting
- Deliver training and advisory support to internal teams on AML/ATF matters
- Act as the main point of contact for compliance matters with Canadian regulators and internal stakeholders
Benefits
- Reimbursement for educational books and courses
- Company-paid sports activities