Capital Officer

About MoonPay

MoonPay is for builders with something to prove.

This isn't a "work on cool crypto stuff" company. It's a high-standards, high-velocity, high-accountability company building the operating system for value movement. If the internet moves information, we move value: crypto, stablecoins, tokenized assets, and whatever comes next. Four offerings make that real: fund, tokenize, trade, and spend. 30M+ customers and 500+ ecosystem partners run on us. Licensed in the U.S. Regulated across the UK, EU, Canada, and Australia.

AI is the default operating mode here. It's woven into every role, and we expect you to use it daily. It handles the manual work so you can deliver on what actually matters.

You'll thrive here if outcomes excite you more than process, if impact motivates you more than titles, and if you want hard problems, real ownership, and teammates who love winning, building, and doing it together.

The bar is high. The pace is real. We're building for what's next, for humans and agents.

Recent recognition:
Forbes' America's Best Startup Employers 2026 . 2nd in Crypto Services on Fortune's inaugural Crypto 100, 
The Sunday Times Best Places to Work two years running.

Research has shown that women are less likely than men to apply for this role if they do not have experience in 100% of these areas. Please know that this list is indicative, and that we would still love to hear from you even if you feel that you are only a 75% match. Skills can be learned, diversity cannot.

About the Opportunity

MoonPay is strengthening its financial infrastructure as part of its long-term strategy to build a robust, scalable platform at the intersection of financial services and digital assets. We are hiring a Capital Officer to build and lead our approach to capital planning and allocation, funding, and liquidity.

This is an opportunity for an experienced financial services leader to build and scale a sophisticated capital management capability in a fast-evolving industry. You will be responsible for ensuring MoonPay takes a disciplined, forward-looking approach to how capital and liquidity are planned, managed, and deployed as the business grows.

You will bring deep experience from a complex financial institution, combining technical expertise in capital management with strong commercial judgement. You will develop the frameworks, analytics, governance, and decision-making processes required to understand capital and liquidity needs across a range of business and market scenarios and ensure financial resources are deployed effectively.

Working closely with Finance, Risk, Legal, and senior business leaders, you will play an important role in strengthening MoonPay's financial resilience and supporting its long-term strategic objectives.

What You Will Do

• Build and own MoonPay's capital planning and management framework, including forecasting, capital allocation, governance, monitoring, and management reporting.

• Develop and execute funding and liquidity strategies, ensuring appropriate planning for liquidity needs and funding requirements across different business and market conditions.

• Develop robust capital forecasting capabilities, assessing current and future capital needs and translating business strategy, financial performance, and external conditions into actionable capital plans.

• Lead stress testing, sensitivity analysis, and scenario planning, assessing how changing or adverse business, financial, and market conditions could affect capital and liquidity and identifying appropriate management actions.

• Drive capital allocation and balance sheet analysis, partnering with senior stakeholders to evaluate capital deployment, funding requirements, financial trade-offs, and opportunities to optimize the use of financial resources.

• Build a scalable capital management capability, establishing the frameworks, governance, analytics, reporting, systems, and operating cadence required to support an increasingly complex financial services business.
  
  

About You

• You bring 15+ years of relevant experience within a leading financial institution, including significant experience in capital management, capital planning, treasury, balance sheet management, funding, liquidity, or a closely related function.

• You have deep, hands-on experience in capital planning and management, including developing capital forecasts, evaluating capital needs, establishing capital management frameworks, and translating analysis into management decisions.

• You have substantial experience across funding, liquidity, and balance sheet management, ideally within businesses spanning custody, transaction services, payments, or other complex financial services activities.

• You have extensive experience using stress testing, sensitivity analysis, and scenario analysis to identify vulnerabilities, evaluate capital and liquidity needs, and inform senior-level decision-making.

• You are a builder and operator who combines strong financial and commercial judgement with the ability to influence senior stakeholders and personally develop sophisticated financial frameworks in complex, fast-moving organizations.
  
  

Salary: 270,000 - 400,000 USD
Salary is based on experience and location in the US

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Benefits & Perks 💡

• 💰 Competitive salary package

• 🤝 Equity package: financial freedom starts with our employees, so all employees have ownership at MoonPay

• 📈 Pay-for-performance equity bonus: those who drive outsized outcomes receive outsized rewards

• 🚀 Moonshot award: we honor exceptional impact. 10 employees twice a year, each earning a $250,000 equity grant

• 📊Pension: employer contributions from day one

• 🎁Employee referral program: refer great people, earn 10K in USDC

• 🏝 Flexible Time Off: choose when to work and when to switch off

• 🎂 Birthday leave: take the day off to celebrate you

• 🍼 Enhanced parental leave: more time with family, no second thought

• 🌍 Hybrid working schedule: work fully remotely or from your nearest Moonbase

• 🚆 Commuter benefits: public transport to and from the office

• 🩺 Private healthcare benefits: to protect you and your loved ones

• 🧘 Wellhub wellness membership: access to gyms, studios, classes, and wellness apps in one membership

• 🤖 Unlimited enterprise access to the latest AI tools: Claude, ChatGPT, Gemini and whatever's next

• 🍱 Lunch credit: meals covered on the days you're in the office

• 🪑 Home office setup allowance: build the home office of your dreams

• 👛 Remote working allowance: those working fully remotely get a little extra for utilities

• 🌕 Monthly product budget and zero-fee crypto transactions

• 📚 $1,000 Annual training budget: we support your learning journey

• 🎯 High Potential Program: structured development, mentorship, and stretch opportunities

• ✈️ Regular remote company offsites: high-impact in-person sessions and hackathons

• 🚲 (Ireland) Cycle to Work scheme: tax-efficient bike, gear, and safety kit

• 🔌 (UK) EV Salary Sacrifice: lease an electric vehicle through pre-tax salary